NBU Limits on Transfers from Abroad.

The National Bank of Ukraine (NBU) has established restrictions on money transfers from abroad in order to regulate financial flows and prevent illicit operations. In this article, we examine current NBU limits on transfers to bank cards and accounts, and provide useful advice for users making international transfers.

General NBU restrictions.

The 50 transfers per month, 29,999 UAH per transfer, and 399,999 UAH per month stated in the previous edition are not a confirmed general NBU limit for all incoming transfers. Distinguish between service limits, bank limits, and financial monitoring requirements. The NBU did not extend the temporary limit of 150,000 UAH on outbound peer-to-peer (card-to-card) transfers by individuals past April 1, 2025; this is a separate rule and not a limit on incoming international payments.

Useful tips for international transfers.

Plan transfers in advance:

Taking monthly limits into account, it is important to plan transfers so as not to exceed the established restrictions.

Use multiple transfer methods:

If you need to send a large amount, coordinate the permitted method and source-of-funds documents with your bank in advance. You can compare services, but you should not split payments to circumvent limits or financial monitoring.

Pay attention to fees:

Different services charge different fees for transfers. Compare terms across several providers to choose the most cost-effective option.

Monitor changes in regulations:

Limits and rules can change, so it is essential to stay up to date with the latest NBU requirements.

Popular services for international transfers.

There are many services that allow you to make international transfers within NBU limits. Here are some of them:

Revolut:

Revolut offers low fees and fast transfers.

Official Revolut website.

Wise (TransferWise):

Wise is known for its transparent exchange rates and low fees.

Official Wise website.

Western Union:

Western Union offers wide coverage and various payout options.

Official Western Union website.

However, before making a transfer, we recommend comparing terms across different services on the paytoua.com platform. Our "SmartPay" tool factors in real-time exchange rates and fees, as well as Ukrainian bank rates, helping you select a suitable option among offers for which data has been retrieved.

Conclusion.

NBU limits on transfers from abroad help maintain the stability of Ukraine's financial system. Users making international transfers must keep these restrictions in mind and select the services that best suit their needs. Planning transfers, using multiple transfer methods, and paying close attention to fees will help optimize the money transfer process. Using the paytoua.com platform

and the "SmartPay" feature helps you compare available offers; final terms are confirmed by the provider prior to payment.