About us

A comparison platform

paytoua.com is an aggregator for finding and comparing international money transfer offers. It works similarly to flight or accommodation search engines, but helps you compare available transfer methods for your corridor and parameters. The comparison does not cover the entire market or guarantee the lowest price.

About us

paytoua.com is a platform that lets users compare different international money transfer services using available data. Our mission is to provide current and useful information about financial services, helping users find suitable terms for sending money to Ukraine and other supported countries.

Distinctive features

SmartPay is a key feature of our platform. It helps compare transfer methods by analysing available provider and bank exchange rates, including recipient-bank rates for supported routes. This lets you assess alternatives to an ordinary transfer; any advantage depends on the amount, fees, bank and time of exchange.

How does SmartPay work?

Exchange rate analysis: the system obtains available provider and bank rates for a supported corridor. Data may update at different intervals; check the displayed update time.

Collecting Ukrainian bank rates: supported paths take the specific bank’s rates and receiving rules into account. Updates every five minutes are not guaranteed; the rate may change between calculation and transfer.

Comparing final amounts: the system compares available confirmed routes using known fees, including routes with an intermediate currency and additional conversion. For the same budget, it compares the amount received; for a specified receive amount, it compares the required debit.

Intuitive interface: users enter the sender and recipient countries, transfer amount and currency in the comparison form. Available filters refine the receiving method and, where supported, the recipient’s bank.

Viewing results: results show the available options for the selected parameters. Details explain the route, known rates and fees, and limitations. A video guide is not guaranteed for every result. Check the provider’s final terms before transferring.

Benefits of SmartPay

Accuracy and currency: we aim to maintain useful data and show information about its updates. Sources may be delayed, incomplete or temporarily unavailable.

Ease of use: the intuitive interface helps you find information quickly, compare promotional and standard terms and check a personal rate or fee through manual settings.

Saving money: SmartPay helps assess whether a supported route could be more cost-effective. Savings are not guaranteed, and unconfirmed fees or rate changes may alter the result.

Why choose us?

Transparency: we show known rates, fees and calculation assumptions. If a standard tariff is unconfirmed or data is missing, it should not be treated as free or guaranteed.

Savings: we help compare available offers for your amount, receiving method and eligibility for a particular promotion.

Reliability: we check available information about services and banks, but inclusion in a comparison is not a guarantee of reliability, partnership or approval of your transfer. paytoua.com is not a bank and does not accept money for transfers.

Join the users of paytoua.com and compare terms to make choosing a transfer simpler and clearer.

Legal information

Operator of paytoua.com: Syrovatskyi Volodymyr.

Operator contact address: Slovak Republic, Obchodná 559/37, 81106. Number provided by the operator: 53 763 955. Email: info@paytoua.com. Phone: +421 950 348416.

The Site may use affiliate links through which we may receive remuneration. Detailed terms of use, information limitations and data processing are described on the Terms of service, Disclaimer, Partners and Privacy policy pages.